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An introduction to Direct Debit in Australia

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"An introduction to Direct Debit in Australia"

BECS Direct Debit

What is BECS Direct Debit?

BECS Direct Debit is an automated payment method allowing merchants to take payment from customer bank accounts in Australia.

The Direct Debit system in Australia has two core features, around which most of the system revolves:

  1. It offers pull-based payments: Once a customer completes a Direct Debit request, the merchant can then initiate Direct Debit payments without any further action needed from the customer.
  2. Payments are bank-to-bank: Direct Debit doesn’t involve any card networks. Instead, the banks communicate with each other directly via the Bulk Electronic Clearing System (BECS)


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