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"Who's Getting Paid During the Subprime Crisis?"

Quantify the spillover effect from the U.S. mortgage crisis by learning to identify how consumers choose which obligations they will pay each month.

Traditional industry consensus is that consumers typically pay their bills according to a certain hierarchy. The subprime mortgage dilemma, however, has facilitated an emerging trend in consumer payment prioritization. This white paper details Equifax research that examines how prevalent this reprioritization is and provides insight into the type of consumers who exhibit this behavior.

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